A lot of people say that it is not possible to have car insurance without a license, a valid driver's license. For some reasons, there are some people can not avail to have a driver license. But these unlicensed drivers are continually travelling without auto insurance.
Of course, most drivers liked to be insured. Same need with those who are unlicensed drivers, however, they do not know if they can get insurance. Good thing that there is some auto insurance companies these days who offers auto insurance to drivers without a license.
It is not good that an unlicensed driver be driving in the road. Someone who drives should have a license. There is a law against driver who are driving without a license. But it is not stated anywhere in the law that an unlicensed driver cannot be insured. This is good news for them because they also need to be insured.
Some believe that it is important to also insure unlicensed drivers.
This is because accidents also happen to these people any time. Most of them usually are not the wealthy type of people. If they will be meeting an accident, it is hard for them to pay the damage of the car. However, some people say that giving insurance is allowing them to continually let them drive illegally.
Car insurance premiums for unlicensed drivers do have higher rates than those who are holding valid license. Because the company does not have a driving record that the insurance company reverts back.
For unlicensed driver, it is the time for them to know that it is possible for them to get insured. There are many of them who do not know about this thing. This is because a car insurance company is of no position in criticizing those unlicensed drivers.
There are insurance companies who offer package to these people. That means it is not possible for these unlicensed driver to get insurance for their car.
You can get car insurance without a license. There are several companies that offer coverage for these people. Just inform the insurance company in advance with regard to getting insurance but with a driver's license.
The requirement needed is just a valid identification card. This is to submit your identity, serving also as a proof of residency. Other factors will be considered by the insurance company once the cost of premium is presented. Like the age of the driver, the type of vehicle the driver is driving, if the car is parked inside a closed garage or not, and the security system that the car has.
Getting insurance is without having a driver's license is somehow difficult to get. But it does not mean that it is impossible to get one. The law wants drivers to get both a valid driver's license and car insurance. But they are much more concern for drivers in getting an auto insurance than having a driver's license. So car insurance without a license would be a best option.
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